Products can fail to perform for any number of reasons: defects, faulty components or simply because it wasn’t built to specifications. CGL responds to third party losses – providing there is bodily injury or property damage. However, if your product fails and this in turn causes their customer financial loss (without bodily injury of property damage) you are not covered. Zurich’s Manufacturer's E&O Liability Endorsement has been designed to respond to the claim of financial loss due to the downtime.
Choose Manufacturer's E&O Liability Endorsement to close this coverage gap and round out your account.