Healthcare insurance solutions

Healthcare business structures are shifting due to recent reform and innovations in technology. Leverage growth opportunities with flexible coverage that helps protect your organization from emerging risks. Zurich offers a broad range of insurance products designed to interact and create dynamic solutions for your healthcare enterprise.

Why Zurich?

Zurich’s expertise is achieved through our strategic collaborations with service providers across numerous product lines. These practices ensure Zurich’s industry knowledge is current and comprehensive. Zurich’s claim services take your reputational interests into account, as they are of primary concern in hospital professional liability.

Healthcare insurance solutions

  • Healthcare professional liability/general liability
    Our broad coverage forms include abusive acts coverage, crisis management, subpoena response assistance, Good Samaritan acts and more. Coverage is available as primary, excess and umbrella, as well as captive reinsurance.

    We also can help reduce risks through a variety of services designed to help improve quality of care and reduce loss costs.

    Professional/general liability

    • Assessments of current risk management programs
    • Assessments of high-risk clinical areas
    • Educational programs, such as the Annual Healthcare Symposium on professional liability risk control
    • Regional risk webinars
  • Management liability
    • Suite of products including directors and officers liability, employment practices liability, fiduciary, and crime
    • Capacity up to $25 million
    • Value-added services available to qualified customers including HR Care™,, and hotline services that feature personalized, practical, confidential advice from experienced attorneys at one of the country’s leading employment law firms*
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    *These services are provided by the third-party vendors. Zurich expressly disclaims any and all damages and other costs that may arise related to the use of or reliance upon the products, services, representations or warranties made by or on behalf of the vendors.
  • International
    With a global network of underwriting, risk services and claims professionals in more than 200 countries and territories, Zurich has the reach and strength to help protect your healthcare system from risks around the world by reducing coverage gaps and overlaps.

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  • Security and privacy
    Zurich offers a broad policy that can cover the breach of personal identifiable healthcare information, including health and medical records, covering notification costs, credit monitoring and public relations costs and forensic investigation costs.

    Our customized enhancement designed specifically for the healthcare industry include healthcare remediation services, including call centres and identification restoration services, as well as coverage for regulatory fines and penalties.

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  • Environmental
    Zurich helps the healthcare industry to navigate the ever-changing world of environmental risk, including coverages specific to healthcare facility risks like mould, Legionella, MRSE, on and off site bodily injury, property damage and cleanup, and risks with blanket non-owned disposal sites, transportation and underground storage tanks. We provide your facility with easy-to-understand, cost-effective environmental insurance solutions.

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