Middle markets

Insurance for Middle Market Companies

Middle market companies

Middle market* companies are dynamic, growth-oriented organizations vital to the health and strength of our economy. As they grow, they need a wide range of property and casualty insurance programs that can grow with them, meeting their needs today while anticipating the evolving risks they will face as their businesses expand.

*Middle market companies have annual revenues between 25-300 million CAD

 

Why Zurich?

A comprehensive insurance solution for your needs

A middle market business may not have the sophisticated risk management departments that Fortune 100’s have, increasing the need for more customized property and casualty insurance programs and risk management services. Zurich Canada has simplified the process of meeting these needs for customers on their path to growth.

Our holistic approach opens the door to middle market commercial insurance products with the mid-sized company in mind by combining property and casualty insurance products with industry-leading risk management services.

 

Middle market insurance solutions

Growing companies need scalable insurance and risk management services that evolve with their business risks. Zurich Canada has the products, services, and industry expertise that companies will never outgrow.

Zurich Canada insures middle market customers across a broad spectrum of business and industry segments, offering specialized knowledge and training in a number of key industries:

 Construction
 Manufacturing
 Business/Professional Services
 Real Estate
 Retail
 Wholesaler

Our skilled middle market underwriting team consists of 11 individuals with expansive knowledge and experience in various industries. We will work with you to develop an insurance and risk management strategy with an integrated, comprehensive approach that creates an ease of doing business.

Zurich Z-Guard

Coverage

Zurich Z-Guard is a comprehensive package solution for middle market companies. Coverage at this time includes:

  • Property
  • General Liability
  • Umbrella
  • Crime

Z-Guard Product Highlights

  • Property coverage can be offered on a blanket or scheduled location basis, or a combination of both
  • Built-in property margin clause
  • Property deductibles can be expressed on a Per Occurrence or Per Premises basis
  • Over 40+ property coverage extensions built in
  • Extended bodily injury definition to include mental injury and anguish
  • Umbrella coverage is available at different limit options

 

Risk Services

Zurich Canada has 23 Risk Services specialists and over 800 risk professionals throughout the world.

We work with hundreds of customers across Canada every year and are familiar with local regulations, standards, and risk management practices.


Zurich Risk Advisor (ZRA) app

Zurich Risk Advisor (ZRA) is a unique digital platform for your mobile device that provides a suite of self-service Risk Services tools.

Features

  • Available in 10 different languages
  • Conduct on-site self-risk assessments, using Zurich’s tried-and-tested risk-grading methodology or collaborate remotely with Zurich Risk Services specialists to complete a virtual risk assessment
  • Analyze the impacts of Risk Improvement Actions (RIA) on your assessment Risk Grade and update the RIA status directly in the app

 

For more information on Z-Guard, download our fact sheet or contact us at caz.midmarketsubmissions@zurich.com.

Required Documents

Please ensure that you include all required documents when sending your middle market P&C submissions.