Professional liability

Professional services covered

Specialized professionals need insurance protection against liability risk. Support your business and continuity with solutions that proactively plan management response.

High-profile industries often attract risk associated with the services they provide. Take preventative action against professional liability risk and maintain a positive public image. Zurich’s specialists can offer solutions for handling legal action and false claims for a broad range of professionals.

 

Why Zurich? 

Zurich aims to understand your business because we are industry specialists. We can work with you on a professional liability solution that addresses the individual characteristics of your company. Zurich’s worldwide presence helps us draw upon the knowledge of a global network; we have the confidence and resources to look ahead to new growth opportunities.

 

Professional liability solutions 

Zurich Pro Plus™ provides limits of up to million and offers qualified customers extensive insurance protection with the flexibility to choose coverage that works best for them — all in one policy:

  • Miscellaneous professional and media liability
  • Technology and media liability
  • System security and privacy liability
  • Privacy-breach costs 
Potential advantages of Zurich Pro Plus™ include:
  • Automatic media liability coverage
  • Security and privacy protection coverage grants 
  • The ability to cover professional liability and security and privacy exposures together under a single limit
  • Defence costs for privacy-related regulatory proceeding
  • Consumer-redress funds coverage following a privacy breach
  • 50/50 cooperation clause
  • 90-day automatic extended reporting period
  • 25 percent automatic acquisition threshold
With enhanced endorsements, Zurich Pro Plus™ can provide an even greater array of protections to qualified customers:
  • Additional limit for defence costs
  • eDiscovery services
  • Crisis-management coverage
  • Retention-reduction options
  • Alternative dispute-resolution incentives
For our large customers, revenue exceeding 300 million, Zurich offers customized solutions which include an enhanced version of the Zurich Pro Plus™ policy form.

Businesses collect an increasing amount of data, putting sensitive company and customer material at risk every year. Zurich specialists use risk foresight to help you assess, mitigate and manage risk to potentially reduce security breaches.

Zurich’s security and privacy protection policy is available as a stand-alone product, which includes security and privacy protection as part of its management and professional liability coverage. 

> Learn more about Zurich’s security and privacy protection policy.

Zurich's professional liability coverage for miscellaneous professionals is tailored for the errors and omissions exposures of a wide range of professional service providers. In general our policy is intended to provide coverage for the economic loss of non-licensed professionals. Licensed professionals are handled within separate, specialized business units at Zurich. Some of our current target classes of business include, but are not limited to, the following:
  • Advertising agencies
  • Business process outsourcing services
  • Management consultants
  • Property managers
  • Staffing agencies
  • Trustees