Surety
Building relationships and trust for a brighter future
What is Surety?
Surety is a way to guarantee that promises made in a contract will be kept. It’s a financial agreement designed to protect everyone involved in a project or business deal.
In simple terms, a surety bond is a commitment made by a third party—like Zurich—to stand behind your obligations. If you’re unable to meet the terms of your contract, the surety steps in to make things right, ensuring that the project or agreement can move forward and everyone is treated fairly.
Surety bonds are commonly used in construction, commercial agreements, and many regulated industries. They help build trust, reduce risk, and give peace of mind to all parties.
Ready to Get Started?
Contact us today to discuss your surety needs.
Why Zurich Canada for your Surety needs?
Choosing Zurich for your surety needs means partnering with a company that brings over 100 years of experience in the Canadian market and a deep understanding of local industry complexities. Our relationship-based approach ensures you work with underwriters who have meaningful authority across Canada, providing timely decisions and expert insights tailored to your unique projects. With a surety capacity of $2 billion or more for qualified customers and a dedicated local team ready to guide you every step of the way, Zurich offers more than just surety bonds—we deliver trusted partnership, responsive service, and the confidence to help your business succeed.
How we work together
Our capabilities
We offer expert assistance in all areas of surety and credit guarantee and can provide solutions tailored to your business. Our services include:
Our surety solutions in detail
Construction contractors who carry out public works projects will generally need contract security bonds. Many private construction projects can also require a security bond. Zurich provides qualified construction companies with a wide variety of contract surety bonds. From small to large firms performing public works projects, as well as private construction projects.
We offer a comprehensive range of bonds for contractors, including:
- Bid bonds or Agreements to bond
- Performance bonds
- Labour and material payment bonds
- Supply bonds
- License and permit bonds
- Miscellaneous bonds
Commercial surety bonds are used by public, legal and governmental bodies to protect against financial risk, and guarantee that a business will meet its legal obligations. Zurich provides both account-based commercial surety and transactional commercial surety. Our specialists understand the breadth of surety risks and have designed solutions tailored to the needs of large and regionally based companies.
We offer a comprehensive range of commercial surety bonds, including:
- Licence and permit bonds
- Court bonds
- Customs and excise bonds
- Mining and reclamation bonds
- Miscellaneous bonds and more