Coverage for crime/fidelity claims has evolved considerably in recent history in response to new fraud schemes and cyber exposures.  Zurich offers a best-in-class solution complete with the local claims resources necessary to mitigate customer loss.

Greg Irvine, Vice President Specialty Products, Zurich Canada
Workplace crime can be disruptive to daily operations and can have devastating impact on your bottom line. Protect your company from the threat of crime, both by employees and outsiders. Zurich offers security and recovery solutions that can help limit the effects of computer fraud or theft, property destruction, employee theft or forgery.

Why Zurich? 

To help your company protect its operations, Zurich can structure a crime insurance program to meet your specific requirements. Our crime insurance policy addresses the more common fidelity threats.

Crime solutions

  • Crime coverages
    No business is immune to crime losses involving employees or, for that matter, non-employees. Zurich can help limit your potential exposures and help protect your operations by structuring a crime insurance program specific to your company’s requirements. Whether the loss is from computer fraud or theft, property destruction, employee theft or forgery, Zurich has the business crime insurance to help you protect the financial stability of your company.

    Zurich provides comprehensive coverage and allows customers to select their level of protection from the following insuring clauses: 

    • Employee theft 
    • Forgery or alteration 
    • On premise 
    • In transit 
    • Computer fraud 
    • Fund transferred fraud
  • Additional endorsements
    • Client property 
    • Money orders and counterfeit money 
    • Electronic data or computer restoration costs 
    • Investigative expenses
    • Fraudulent impersonation coverage
  • Key features
    With crime insurance from Zurich, some of the key policy features include: 
    • No manifest intent or identifiable employee language 
    • Broad definition of employee 
    • Employee benefit plan coverage is automatically included under the employee theft insuring clause 
    • Worldwide coverage, to the extent legally permitted 
    • Optional loss discovered coverage available by endorsement 
    • Multi-year policy terms available 
    • Up to $25 million capacity 
    • Complimentary risk management tools for customers with more than 1,000 employees
    > Learn more about Zurich’s commercial crime coverage 

Greg Irvine

Head of Specialty Products,

As Head of Specialty Products for Zurich Canada, Greg Irvine leads a team focused on delivering... About this expert