Solutions for hard-to-place risks
Program insurance applies industry-focused knowledge in a collaborative model to help meet the insurance needs of distinct classes of business.
Programs
At Zurich, we understand "one size fits all" is never the right approach to finding the appropriate insurance solutions for businesses. You need the right people, with specialized industry knowledge, to serve customers best.
For enterprises with hard-to-place risks, program insurance may be the answer. For brokers and agents, this expanding model also represents a great opportunity to grow your business.
Why Zurich?
- We work with Managing General Agents (MGAs) and brokers experienced in diverse, sometimes niche markets, to meet the unique needs of customers in those markets.
- Our wide range of trusted, comprehensive coverage offerings (including Cyber) is tailored to address existing and evolving risk exposures for target businesses and industry segments.
- We have a strong IT offering, including automated policy issuance and premium collection capabilities.
- Zurich Canada is committed to strategic growth in this sector by reviewing and working with programs and distribution channels.
Our appetite
Zurich Canada Programs focuses on groups of established, small businesses operating exclusively in Canada with homogenous operations and a minimum premium of $1 million (GWP). These include:
- Franchise operations (retail or service)
- Associations (professional or trade)
- Affinity groups
Bridging the gap through collaboration
In a world of seemingly infinite business categories, no insurance provider can claim expertise in every field. To best help customers in specialized areas, Zurich has forged strong working relationships with professionals immersed in specific industries to find the right products and services for these distinctive businesses.
Our Programs team brings together the full capabilities of Zurich Canada with aligned MGAs and brokers to deliver the best solutions to help customers protect their businesses from risk.