Construction insurance products
Construction projects can vary in form and size. A modular approach helps tailor a solution to your project’s specifications. Our risk managers can help assemble a plan for your project’s operations, materials and logistics.
Why Zurich?
Zurich specializes in a variety of construction domains: civil works projects, education, energy, federal, healthcare and infrastructure facilities. Our team of specialists study data analysis to better understand technical and operational aspects of construction. Zurich Canada has the capacity to help form coverage policies with our global partners on large-scale projects around the world.
Construction insurance products
Zurich will also provide coverage for your construction fleet including third-party liability (BI&PD), accident benefit, and physical damage in support of construction property and casualty insurance in all provinces.
> Learn moreAs major construction initiatives extend to regions of rapid economic growth, contractors need to be able to apply their risk management principles across borders. Zurich’s worldwide network lets us arrange admitted policies in 200 countries and territories, and includes local teams of risk engineering/management and claims professionals who understand the legal landscape of their respective territories. Our solutions are centrally managed so you have a single point of contact while overseeing your concurrent projects.
International solutions:
- Zurich International Programs is designed for large, multinational companies and provides a single, consistent solution to property, casualty and marine exposures
- Zurich Protect-Envoy™, our package policy program, is designed to help your mid-sized business operate and grow in international markets by ensuring consistent standards of coverage and service wherever you do business
- Builders risk
- Contractors Professional Protective Indemnity (CPPI)
- Supply chain
Zurich offers coverages such as:
- Contractor’s pollution liability: Provides contractors with coverage for third-party claims caused by pollution events arising out of covered operations performed by or on behalf of the insured at project sites. Can be obtained as a stand-alone or combined form basis.
- Environmental services package: Combines commercial general liability with contractor’s pollution liability and/or professional liability to provide one-stop coverage for environmental contractors and consultants.
- Environmental professional coverage: Provides environmental consultants with coverage for third-party claims caused by errors and omissions, and strict liability from environmental law and pollution events arising out of covered operations performed by or on behalf of the insured. Can be combined with contractor’s pollution liability as a combined form basis.
Construction is a hands-on business. Help secure your workforce with liability coverage that provides insurance protection for oversight. Zurich’s broad range of insurance products are designed around your business’s potential exposures.
Zurich offers coverages such as:
- Contractor’s protective professional indemnity (CPPI): Offers insurance protection that covers losses arising out of the negligent performance of professional services for which the contractor is liable, whether self-performed or subcontracted. Provided on annual or project basis.
- Owner’s protective professional indemnity (OPPI): Offers project-dedicated professional liability insurance that helps protect the project owner from losses arising out of the architect's or engineer’s (A/E’s) negligence. With OPPI, the A/E’s policies are supplemented instead of replaced, thereby helping improve an owner’s potential recovery.
From acquiring to transporting to completing your project, ensure your materials and equipment are protected. Your investment in these elements is essential for your project. Other than your projects, making sure those premises or properties instrumental to your operations are covered is crucial. Zurich offers property solutions that allow our construction industry specialists to design coverage around your business’s specific exposures.
Zurich offers solutions such as:
- Zurich Protect® - is our proprietary property policy, which features 35 of the most commonly requested extensions, including: crime, equipment breakdown, business interruption and general liability coverages.
- Civil works - helps protect against the many risk-facing operational civil works — both public and private. Our solutions cover direct physical loss, including loss of revenue and other risk-specific coverages such as floods and earthquakes.
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