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Experience the Zurich difference

Zurich Canada delivers flexible solutions and a consistent approach to claims management to help ensure our customers receive the level of service they deserve.

With a network of 7,600 claims professionals working in 170 countries around the world, Zurich’s claim organization offers diverse expertise across a broad range of industries, as well as local understanding and accessibility. We have claims offices to service all regions of Canada to support our customers more effectively and efficiently, helping them move forward as quickly as possible.

The professional expertise of our claims professionals stands out amongst the competition and spans a broad range of specialties including general adjusters, catastrophic events and litigation.

  • Our National General Adjusters average more than 25 years of claims experience and directly assist customers in their largest and most complex property claims.
  • When a major catastrophic event occurs, our Catastrophe Response includes a team that has the background to respond immediately and effectively.
  • Zurich’s team of dedicated legal professionals is made up of over 360 lawyers in 49 offices in Canada and the US. Our staff legal counsel offers an average of 15 years of legal experience and helps resolve litigation at the optimal cost.

Zurich is committed to giving our customers excellent customer service throughout the claims process. We simplify the process by providing a single point of contact to service each account. Upon filing a claim, our customers are connected to a dedicated claims specialist who offers support and communication through every step of the process.

To ensure the highest level of service and efficiency, we match the complexity of a claim to a claims professional with relevant industry experience and skills. Our claims professionals are hands-on and directly involved from the moment you file a claim to the moment it is resolved, and after.

Zurich claims professionals offer in-depth industry knowledge and experience over an extensive range of industries, but they also continue to build on their impressive backgrounds through continued training and professional development.

We offer our team of professionals a variety of in-house training programs and encourage continued education and certification. By actively developing key talent, we are able to offer our customers market-leading expertise and better serve their needs.

Personal Auto Claims FAQ

Here you will find some frequently asked questions about the claims process. To find more detailed general information in the province of Ontario, visit the Financial Services Regulatory Authority of Ontario’s website, HERE.

Zurich is committed to helping our customers at the moment, that matters most. Our claims service team strives to make the claims process efficient and effective. You can report your claim to us by visiting autoclaims.zurichcanada.com. You can also reach us by phone 855.998.7424 (855 Z ZURICH).

Please call us at 855.998.7424 (855 Z ZURICH) to arrange towing. You can also call our towing vendor partners directly at 877.700.4276 or 800.227.7827.

We want to make sure you have choices available to you. We have over 500+ highly rated network of preferred shops nationally across Canada, who guarantee the repairs. You can make this selection when you register your claim at autoclaims.zurichcanada.com. or at any time by contacting your Claim Professional.

Of course, if you prefer, you may take your car to a repair shop of your choice. An Appraiser will be assigned to inspect the damage and estimate, before we can authorize repairs.

Your Claim Professional will keep you informed as the process unfolds and will provide support tailored to your situation. Payments will be made upon completion of the repair or investigation and once all necessary documentation has been received.

Once your claim is registered, you will be contacted by a Claim Professional. We will investigate coverage and guide you through the claims process every step of the way.

Following an accident, you are required to notify us within seven days—or as soon as practically possible as set out in Requirements and Statutory Conditions of your policy. The limitation period within which to file a claim and complete repairs, varies between jurisdictions. Typically, this is between 1-2 years, depending on the type of claim.

You will need to provide the following details when making your report:

  • Your policy number
  • Vehicle details for all vehicles involved
  • Accident details [photos of the location and vehicles are recommended]
  • Driver and passenger details for all involved persons in all vehicles
  • Insurance company details [including policy numbers] for all vehicles involved
  • Details of emergency services at the scene
  • Witnesses to the event [independent]

The 9-1-1 operator determines if police officers are required at the scene. If you’ve been involved in a minor collision with a total combined value of $2,000 in damage, by law you must file a collision report. Police will typically investigate the collision at the scene when any of the following criteria applies:

  • Injury or fatality
  • Criminal Activity [examples include Impaired Driving, Stolen Vehicles, and Assault]
  • Federal, Provincial or Municipal Vehicles
  • Vehicles Transporting Dangerous Goods
  • Damage to Private, Municipal, or Highway Property
  • Bicycles or Pedestrians

Officer Discretion: If an officer attends the scene or determines by phone that the collision meets the criteria, you must attend a Collision Reporting Centre, which is mandatory by law [if applicable]. Collision Reporting Centres are currently only operating in Ontario and Alberta.

At Zurich Canada, the customer is at the heart of everything we do. If you are unhappy with the process or have concerns you would like to bring to our attention, please reach out to your Claim Professional. Alternatively, you can call us at 855.998.7424 (855 Z ZURICH) or email us at autoclaims@zurich.com.

Visit us at autoclaims.zurichcanada.com to register. From here, you can view claims, payments, make inquiries with your Claim Professional and upload documents.

This can be done by phone, email or by visiting us at autoclaims.zurichcanada.com. If you have any questions or concern, you can note them directly on the claim.

You can visit us at autoclaims.zurichcanada.com. to report your claim. From there, you can make a selection for rental car and repair facility, if your policy affords coverage. You can also call us anytime 24/7 at 855.998.7424 (855 Z ZURICH).

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Report a claim

Zurich, Claims Department
Attn: New Claims
100 King Street West, Suite 5500
P.O. Box 290
Toronto, ON M5X 1C9

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